3 Easy Ways to Apply for Financing or Lease-to-Own

In addition to cash, check, and all major credit cards, we offer 3 alternate purchase options to fit your needs. Apply for financing or lease-to-own right now. It only takes a few minutes.

Renovate Credit Card

Offered through TD Bank, N.A.

Renovate Credit Card

 

Buy now, pay over time: Financing options make it easy to buy furniture & mattresses with monthly payments that fit your budget.

  • No money down 6, 12, 36 and 60 month financing options available.
  • A revolving line of credit you can use for future purchases
  • Exclusive cardholder offers
  • In-Store and Online Purchases
  • Financing FAQs
  • More Details

Lease-to-Own

Offered through Progressive Leasing, LLC

Progressive Lease-to-Own

 

A 12-month lease-to-own program with flexible payment options, perfect if you have little-to-no credit history.

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No Money Down Financing Plans

Shop online or in-store with the Renovate Credit Card

6
months

No Interest if Paid in Full within 6 Months1

Interest will be charged from the purchase date if the purchase balance is not paid in full by the end of the promotional period.

No minimum purchase.

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12
months

No Interest if Paid in Full within 12 Months2

Interest will be charged from the purchase date if the purchase balance is not paid in full by the end of the promotional period.

Minimum purchase $500.

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36
months

7.99% APR with 36 Monthly Payments3

Minimum purchase $1,500.

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60
months

7.99% APR with 60 Monthly Payments4

Minimum purchase $3,000.

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Renovate Credit Card Current Financing Offers

1No Interest if Paid in Full within 6 Months: No minimum purchase required. To avoid interest, you must pay the full promotional balance before the promotional period ends. If you do not, you will be charged interest from the purchase date at the standard Purchase APR. After the promotional period ends, the standard Purchase APR also applies to the remaining balance and the charged interest. Minimum monthly payments required, but they will not pay off the balance in time. You must make larger payments to avoid the interest. Advertised monthly payment, if any, is greater than your required minimum payment and excludes taxes, delivery, or other charges. Prior purchases excluded. Account must be in good standing. Limited time offer. Other finance plans may be available. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Renovate financing account issued by TD Bank, N.A.

 

2No Interest if Paid in Full within 12 Months: Minimum purchase $500. To avoid interest, you must pay the full promotional balance before the promotional period ends. If you do not, you will be charged interest from the purchase date at the standard Purchase APR. After the promotional period ends, the standard Purchase APR also applies to the remaining balance and the charged interest. Minimum monthly payments required, but they will not pay off the balance in time. You must make larger payments to avoid the interest. Advertised monthly payment, if any, is greater than your required minimum payment and excludes taxes, delivery, or other charges. Prior purchases excluded. Account must be in good standing. Limited time offer. Other finance plans may be available. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Renovate financing account issued by TD Bank, N.A.

 

37.99% APR with 36 Monthly Payments: Minimum purchase $1,500. 7.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Advertised monthly payment amount, if any, excludes taxes, delivery, or other charges. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Limited time offer. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Renovate financing account issued by TD Bank, N.A.

 

47.99% APR with 60 Monthly Payments: Minimum purchase $3,000. 7.99% APR from date of eligible purchase until paid in full. Monthly payment amount equals the purchase amount and estimated interest for the length of the offer divided by the number of months in the offer. Last payment may vary due to rounding. On-time payments will pay the offer balance in full. Advertised monthly payment amount, if any, excludes taxes, delivery, or other charges. Other transactions and charges affect the total monthly payment amount. Prior purchases excluded. Account must be in good standing. Limited time offer. Standard account terms apply to purchases that do not qualify. New accounts: standard Purchase APR 29.99%. Minimum interest charge $1. Existing accounts, see your Cardholder Agreement for applicable terms. Subject to credit approval. Renovate financing account issued by TD Bank, N.A.

Apply In Store Progressive Finance

In-Store Purchase Only

Apply Online Progressive Finance

Online Purchase Only

Learn more about Progressive Leasing

The advertised service is lease-to-own or a rental- or lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, or WY.

Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

§The initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection.

Questions? Our customer support provides the answers.